How To Save Money On Dog Ownership Without Cutting Corners

A playful white Shih Tzu dog with a slicker brush in its mouth ready to be groomed

Lauren Dorey |

Owning a dog is one of life’s greatest joys, but the cost of dog ownership can quickly add up. From food and toys to insurance, routine vet appointments and professional dog grooming prices, many owners are looking for realistic ways to save money on caring for their dog without compromising their health or happiness.


The good news is that there are plenty of ways to reduce dog ownership costs while still providing them with excellent care. One of the most effective ways to cut ongoing expenses is by grooming your dog at home, especially for breeds that require regular coat maintenance.

In this guide, we’ll explore practical ways to save money on dog ownership, including how reducing dog grooming costs can make a huge difference over time.

Understanding The Real Cost Of Owning A Dog

The annual cost of owning a dog in the UK varies depending on their breed, size and lifestyle, but many owners underestimate just how much everyday care can cost over the course of a year.


Typical dog ownership costs include:

  • Food and treats
  • Pet insurance
  • Vaccinations and routine vet visits
  • Flea and worm treatments
  • Bedding, toys and accessories
  • Training classes
  • Dog walkers or pet sitting
  • Professional dog grooming

According to the RSPCA's Pet Cost Calculator, the average cost of owning a medium-sized dog such as a Cockapoo can range from around £1,824 to £2,892 per year. Over the course of a dog’s lifetime, this could total anywhere between £22,000 and £34,000, which highlights just how important it is to find practical ways to reduce dog ownership costs wherever possible.


While some expenses are unavoidable, there are several areas where owners can save money on dog ownership with careful planning and preventative care.


One of the biggest recurring costs for many breeds is professional grooming.

How Much Does Professional Dog Grooming Cost?

Professional dog grooming prices can range from around £30 to more than £100 per session depending on your dog’s breed, size and coat condition.


Breeds such as Cockapoos, Labradoodles, Shih Tzus and Cocker Spaniels often require grooming every 6 to 8 weeks to prevent matting and maintain a healthy coat.


Over the course of a year, dog grooming costs can become surprisingly expensive.


Average yearly dog grooming costs


  • Small dogs: £240 to £400+
  • Medium dogs: £400 to £700+
  • Large or high-maintenance breeds: £800+

For many owners, this is one of the main reasons they begin exploring DIY dog grooming and home maintenance between appointments.

"Great value for money. They have saved me a fortune.... I have 2 dogs and cut their hair every 6 weeks. They are not too noisy and cut really well. Would highly recommend."

Maria Gettins - verifed customer

1. Why Grooming Your Dog At Home Saves Money

If you’re looking to save money on dog ownership, learning how to groom your dog at home can significantly reduce long-term expenses.


Regular brushing, bathing and coat maintenance can help keep your dog comfortable while reducing the number of professional appointments needed each year.


Simple grooming tasks such as:

  • Brushing the coat
  • Trimming around the paws and face
  • Removing loose hair
  • Bathing your dog
  • Clipping the coat

can all help reduce dog grooming costs over time.


Investing in quality dog clippers and grooming tools may seem expensive initially, but many owners find that the equipment pays for itself after just a few grooms.


For breeds that require regular clipping, DIY dog grooming can save hundreds of pounds every year. Take a look at our Grooming At Home Calculator, based on how much various dog breeds cost to groom professionally and the savings you could make below.

Essential Tools For DIY Dog Grooming

Using the correct grooming equipment makes grooming your dog at home easier, safer and far more comfortable. Some useful grooming tools include:


  • Dog clippers
  • Trimmers for sensitive areas such as the paws and face
  • Slicker brushes
  • De-shedding tools
  • Grooming scissors
  • Nail clippers
  • Stripping knives
  • Dog shampoo suitable for your dog’s coat type

Reliable, professional grade grooming tools can also help achieve a smoother finish while reducing snagging and discomfort, particularly for dogs with thick, curly or double coats.


When properly maintained, high-quality grooming tools can last for years, making them a smart investment for owners wanting to reduce dog ownership costs long term.

Keep On Top Of Coat Maintenance Between Grooms

Regular grooming is about far more than appearance. Keeping your dog’s coat clean, brushed and well maintained plays an important role in their overall comfort, hygiene and wellbeing.


One of the easiest ways to save money on dog ownership is by preventing coat problems before they become severe. Regular brushing helps remove loose hair, dirt and tangles before they develop into painful mats that pull on the skin and may require professional removal.


For many dogs, especially curly or long-coated breeds, poor coat maintenance can lead to discomfort, irritated skin and trapped moisture within the coat. Drying your dog properly after wet walks or baths is particularly important, as damp fur can harbour bacteria and fungi and quickly become matted close to the skin.


Keeping on top of grooming your dog at home also allows you to regularly check for lumps, parasites, sore patches or skin changes that may otherwise go unnoticed.


Good coat maintenance not only helps reduce dog grooming costs, but also keeps your dog cleaner, healthier and more comfortable all year round.

2. Don’t Skip Insurance Or Routine Vet Care

It might be tempting to cut costs by cancelling insurance or putting off vet visits, but this can easily backfire. Unexpected treatment bills can run into hundreds or even thousands of pounds, so skipping the basics often ends up costing more in the long run.


A better approach is to look for smarter ways to save without compromising on your dog's care. A few worth trying:

  • Compare insurance providers every year, as prices and cover can vary a lot
  • Review your current level of cover to make sure you're not over or under insured
  • Ask your vet about payment plans if you're facing a bigger bill
  • Keep vaccinations up to date to avoid preventable illnesses
  • Stay on top of flea and worm treatments before they become a bigger problem

It's also worth keeping up with routine health checks. Vets can often catch issues early when they're far cheaper and easier to treat, which saves you money and your dog a lot of discomfort.

A golden retriever laying on an examination table at a vets having an abdominal scan

3. Save Money On Pet Sitting And Dog Holidays

Dog boarding and pet sitting can get pricey fast, particularly around school holidays and busy travel periods when demand spikes.


One of the easiest ways around this is to set up a pet care swap with someone you trust. A friend, neighbour or family member who also has a dog might be just as keen to share the load, whether that's taking turns with walks or covering each other's holidays.


Local community groups are worth looking into too. There's often someone nearby who loves dogs and is happy to help, sometimes just for the company.


And if your dog is happiest in their own environment, home-based care is usually a less stressful option than kennels anyway, so it can be a win on both fronts.

A lady sitting on a blue sofa stroking a husky cross breed dog

4. Buy Quality Products That Last

When trying to save money on dog ownership, it can be tempting to choose the cheapest products available. However, low-quality items often need replacing more frequently.


Investing in durable grooming tools, quality brushes and reliable dog clippers can be more cost-effective over time. The same applies to toys, bedding and accessories.


Choosing well-made products that last longer can help reduce unnecessary spending while providing better comfort and performance for your dog.


Masterclip grooming tools are professional grade and our clippers come with a 2 year warranty, fully backed up with a UK customer sevice centre and spare parts readily available for your peace of mind. 

5. Prevention Often Saves Money Long Term

One of the smartest ways to save money on your dog is to stay ahead of problems rather than react to them.


Keeping your dog:

  • Well groomed
  • Properly trained
  • Active and healthy
  • Socialised
  • Protected against fleas and worms

…can head off expensive behavioural, skin and health problems before they start. Regular home grooming also doubles as an early-warning system, helping you spot irritation, lumps, parasites or coat changes before they become vet bills.

Save Money On Dog Ownership With Smarter Grooming Habits

Saving money on dog ownership doesn’t have to mean cutting corners or compromising your dog’s wellbeing.

In many cases, small changes to your routine can make a significant difference to long-term dog ownership costs.

For many breeds, grooming your dog at home is one of the most effective ways to reduce dog grooming costs while still maintaining a healthy, clean and comfortable coat.

With the right tools, a little patience and regular maintenance, DIY dog grooming can become a simple and rewarding part of caring for your dog.

Not sure which tools would be best for grooming your dog? Contact of friendly and knowledgeable team for free advice. 

Is grooming your dog at home cheaper than using a professional groomer?

Yes, grooming your dog at home is often far more cost-effective in the long term, especially for breeds that require regular clipping. While there is an initial investment in dog clippers and grooming tools, many owners recover the cost after just a few grooming sessions. Regular home grooming can also help reduce matting and coat problems between professional appointments.

How often should you groom your dog at home?

This depends on your dog’s breed and coat type. Long-haired and curly-coated breeds such as Cockapoos and Labradoodles usually benefit from brushing several times a week and clipping every 6 to 8 weeks. Regular grooming at home helps maintain coat condition and can reduce overall dog grooming costs. Take a look at our blog for more grooming tips for popular dog breeds. 

What is the most expensive part of owning a dog?

For many owners, ongoing costs such as food, insurance, veterinary treatment and professional dog grooming are the biggest expenses. High-maintenance breeds that require regular grooming appointments can cost hundreds of pounds per year to maintain, which is why many people look for ways to save money on dog ownership through DIY dog grooming and preventative care. Take a look at our Grooming by Breed Calculators to find out how much money you can save by grooming your dog at home here

Can regular grooming help reduce vet bills?

Yes, it really can. Regular grooming gives you a chance to spot things like skin irritation, lumps, parasites or coat changes early, when they're much easier and cheaper to deal with.

Keeping your dog's coat clean and free from matting helps prevent discomfort and skin problems from developing in the first place. It's also one of the best ways to catch grass seeds before they work their way into the skin or ear canals, which can quickly turn into a painful and costly problem if left unnoticed.

Keeping nails trimmed is worth mentioning too. Overgrown nails can affect the way your dog walks and puts weight on their paws, which can lead to joint issues over time.

Overall, grooming at home regularly is a simple but effective part of preventative care, and one that could save you a fair amount in vet bills down the line.

Further Reading

→ Take a look at our blog for more tips on dog care and grooming

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Lauren Dorey